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    Whether you own or rent, get 15% off insurance to protect your home

    July 5, 2017

July 5, 2017

Whether you own or rent, get 15% off insurance to protect your home

Your UFCW membership makes you eligible for up to 15% homeowner and renters insurance

Ninety five percent of homeowners have homeowners insurance, but when it comes to renting, many people never sign up for coverage. Only a little over one in three people who rent have renters insurance, leaving them vulnerable to theft or other disasters.

“Renters insurance provides a very important financial safety net when there is a disaster,” points out Jeanne M. Salvatore, senior vice president and chief communications officer for the Insurance Information Institute (I.I.I.) “And, renters insurance is relatively inexpensive—the average cost of a renter’s policy is only $187 per year, or less than four dollars per week.”

So if renters insurance is such a good idea, why do so few people have it?

“Many renters are under the misperception that their landlord’s insurance policy will reimburse them if their personal property is damaged or destroyed, but that’s just not the case,” says Salvatore.

Renters insurance provides financial protection against damage to or loss of personal possessions due to hurricanes, fire, lightning, theft, explosion and other disasters listed in the policy. There is even coverage for water damage caused by burst pipes or a neighbor who forgets to shut off the water in the tub. Coverage is available on either an actual cash value basis (depreciated value) or for its replacement cost (no deduction for depreciation).

Renters insurance also provides coverage for additional living expenses, in the event you are unable to live in your home due to a fire or other insured disaster. It also includes liability insurance if you, a family member (or even your pet) accidently injure someone and they sue you.

For more information: What You Need to Know about Renters InsuranceRenters Insurance Checklist.*


Safeguard the Place you Call Home with Affordable Renters Insurance

  • Union member discount of up to 15%
  • Renters Insurance Specialty Coverage Packages1
  • Coverage for the contents of your home, such as furniture, clothes, and TVs
  • Flexible payment plans
  • Superior 24/7/365 claim service from U.S.-based call center
  • Provided by MetLife Auto & Home, one of the nation’s leading personal lines property and casualty insurance providers.

Special Savings on Homeowners Insurance

Save hundreds of dollars with competitive rates and special discounts just by being a union member.

Savings Include:
  • Union member discount of up to 15%
  • Homeowners, condo, and mobile home insurance available
  • Unique Coverage A Plus program that pays for damage to your home even if the cost exceeds your policy’s limit
  • Superior 24/7/365 claim service from U.S.-based call center
  • Provided by MetLife Auto & Home, one of the nation’s leading personal lines property and casualty insurance providers.

*Renters insurance information adapted from The Insurance Information Institute.